Financial Services Tribunal

Financial Services Tribunal

The Financial Sector Regulation Act 9 of 2017 (“the FSR Act”) establishes the independent Financial Services Tribunal (“the Tribunal”) in terms of section 219 thereof. The Tribunal replaced the FSB Appeal Board and came into effect on 1 April 2018. Upon application by aggrieved persons, the Tribunal reconsiders decisions of decision-makers as defined in terms of section 218 of the FSR Act and performs the other functions as conferred on it by the Act and specific financial sector laws.

Financial Services Tribunal new address details:

  • Kasteel Office Park
  • Orange Building (2nd Floor)
  • 546 Jochemus street
  • Erasmuskloof
  • Pretoria
  • 0048
  • P O Box 36742
  • Menlo Park
  • 0102

Telephone Numbers:

  • Reception: (012) 741 4300
  • Kim Host: (012) 741 4302
  • Alita Morudu: (012) 741 4303
  • Lwandiso Mgijima: (012) 741 4310
  • E-mail address for all communication with the Tribunal: Applications@fstribunal.co.za
Financial Services Tribunal Rules
Financial Services Tribunal Members list
Tribunal Hearing Schedule-February 2024 to March 2024

General Information

The Appeal Board first came into existence by virtue of section 26 of the Financial Services Board Act, No. 97 of 1990 (the FSB Act) and was re-established in expanded form and with amended procedures under the Financial Services Laws General Amendment Act, No 22 of 2008. The latter Act introduced sections 26A and 26B to the FSB Act which now deal with the Appeal Board, its panels and appeal proceedings.

The Appeal Board consists of as many members, appointed by the Minister of Finance (the Minister), as the Minister considers necessary. The Chairperson of the Appeal Board (the Chairperson) must be an advocate or attorney with at least 10 years’ experience or a retired judge. Other members must include persons with wide experience and expert knowledge of the financial services industry.

The Appeal Board is an independent tribunal comprising members who are neither employees of the FSB nor active participants in the financial services industry.

Each member, including the Chairperson, serves for a term of three years but may be re-appointed for a further term.

The Secretary of the Appeal Board (the Secretary) is appointed by the Executive Officer and is responsible for the administrative and organisational arrangements relating to the appeal process.

Who may appeal to the Appeal Board?

The following persons may appeal:

  • Any person aggrieved by a decision of the Executive Officer of the FSB. The Executive Officer of the FSB is also the collective of the different Registrars established by various statutory enactments contained in legislation dealing with the regulation and supervision of financial institutions (other than banks). It follows that an aggrieved person may appeal against a decision by the Registrar.
  • Any person aggrieved by a determination of the Ombud for Financial Services Providers (FAIS Ombud) made in terms of section 28 of the Financial Advisory and Intermediary Services Act, No. 37 of 2002 (the FAIS Act) including a determination by the FAIS Ombud in the capacity as the Statutory Ombud referred to in the Financial Services Ombud Schemes Act, No 37 of 2004 (“Statutory Ombud”).
  • Any person aggrieved by a decision of an exchange, central securities depository and claims officer as contemplated by the Securities Services Act, No 36 of 2004.
  • Any other person aggrieved by a decision made under a law which provides for an appeal against that decision to the Appeal Board.
How is an appeal Lodged?

A notice of appeal must be lodged with the Secretary within thirty days of the person becoming aware of, or ought to have become aware of, the decision. The full procedure for lodging an appeal is set out in the regulations promulgated in terms of section 26B (19) of the FSB Act which must be read with the Guidelines on Proceedings of the Appeal Board.

Any person aggrieved by a determination of the FAIS Ombud or the Statutory Ombud must first obtain leave to appeal from either those Ombuds respectively or, if leave has been refused, from the Chairperson. Once leave to appeal has been granted, a person may lodge a notice of appeal with the Secretary. The procedure for lodging those appeals is set out in rule 12 of the Rules on Proceedings of the Office of the Ombud for Financial Services Providers, 2003 and the regulations promulgated in terms of section 26B(19) of the FSB Act.

Proceedings at the hearing of an appeal

The procedure at the hearing of an appeal is determined by the Chairperson of the panel hearing the appeal. Generally, the Appeal Board is restricted to information which was available to the decision-maker at the time of making the determination or decision. However, any person who wishes to submit oral or written evidence or factual information or documentation other than what was available to the decision-maker, must apply in writing for leave to do so to the chairperson of the panel designated to hear the appeal.

Parties are usually represented by legal representatives, although legal representation is not obligatory.

Appeal Board's decision

The decision of the Appeal Board is final. A party who is dissatisfied with the Appeal Board’s decision has a right of review to the High Court if there are grounds for reviewing the decision.

Appeal Board Hearing Schedule - March to May 2018
Appeal Board Notice Recess Period
Appeal Board's Guidelines
Government Gazette
Important Notice
Practice Directions and Guidelines issued by the Appeal Board - Afrikaans
Practice Directions and Guidelines issued by the Appeal Board - isiZulu reviewed- Nov 2017
Practice Directions and Guidelines issued by the Appeal Board - November 2015

2009CorwilInvstmntltd
2009MBerman
AH-VestLtd2010
Decision - Corwil Investment and RZT Zelpy 4845
Decision - TOV Capital Markets and Share Trading (PTY)LTD vs. JSE Limited
Decision_AD_Potgieter_JC HerbstvJSE_Limited
DECISION_NL_HITTLER_v_REGISTRAR_OF_SECURITIES_SERVICES
FederalCreditCorpSALtd
HSmithandCoLtd
Judgment - JSE Limited and 4 Africa Exchange (Pty) Ltd v Registrar of Sec Ser and ZAR X (Pty) Ltd
Judgment - JSE Limited and Registrar of Securities Services - ZAR X (PTY) Limited
MariusMeyerEnforcementComm2011
MetropolitanCollectiveInvestmentsltd
MichaelIgnatiusBrownvsDMA
Micromega v JSE Decision - 26 October 2017
VictorFarkas_OthersvJSE Limited
WJ Morgan and Associates PTY Ltd

2008ColeenBJ
2008HamiltonLTD
2008SAHomeloans
2009AJamesThomasDurham
2009ChrisvanTonder
ActionPlanManagementCCvMelishreeMaduray
AJamesThomasDurham
Decision - Chipa Kingsley Baloyi and Registrar of Financial Services Providers
Decision - A.S Mahomed
Decision - ACM Gold and Forex Trading (PTY) LTD and Mike Lerato Mogadima and Go Direct Stock Market Investments(PTY) LTD
Decision - ACS Financial Management CC
Decision - Althea Hayes
Decision - Benu Management CC T A Majola Brokers ; L H Benu and Registrar of Financial Services Provider
Decision - Cyclone Matibe Makola
Decision - Edward Henry Venter
Decision - Ferdi Ehmke-Leonard Edward Schutzler
Decision - Future Insurance Brokers
Decision - G G Rothman v Registrar of Financial Services Providers
Decision - Hitjevi Obafemi Tjiroze and Registrar of Financial Services Providers
Decision - Ilse Becker
Decision - Jessie Tsusi and Registrar of Financial Services Providers
Decision - JJ Van Zyl SP Naidoo Herman Bester D Van Zyl and SL Gerber and JJ Van Zyl and ST Gerber
Decision - Jonconkeith Insurance Brokers CC and Registrar of Financial Services Providers
Decision - Lance Elroy Heynes
Decision - Lehumo Manabeng Trading Enterprise
Decision - LPJ Financial Services (Pty) LTD - L A Teixeira (aka ICJ Teixeria) and Registrar of Financial Services Providers
Decision - M Holtzhausen and B J Viljoen and H F Viljoen
Decision - Mabena David Hlumbane and Registrar of Financial Services Providers
Decision - Moloedi Elias Lechoano
Decision - Naomi Naidoo and Associates CC and Registrar of Financial Services Providers
Decision - Nicolaas Rensburg Susanna Gertruda Du Plessis
Decision - Noluthando Julia Yekani
Decision - Optimum Consultants -JR Van der Merwe -ME Lambrechts -EJ Zand berg and FAIS Ombud
Decision - Panoramic Healthcare Solutions (PTY)LTD
Decision - Paul Clinton Herger
Decision - Picvest Investments (Pty) Ltd
Decision - Proactive Lifestyle Management CC
Decision - RAJ Chutterpaul -RAJ Chutterpaul Brokers CC and Vinesh Mohanlal
Decision - Rebafeti Funeral Services CC and Registrar of Financial Services Providers
Decision - Rickan S Naidoo
Decision - Robert Munyai - Whity Edward Motsamai and Registrar of Financial Services Providers
Decision - Sharan Haricharan
Decision - Sharemax and others - Siegrist and Bekker
Decision - Thabo Johannes Ramafalo and Registrar of Financial Services Providers
Decision - Themba Joseph Yende
Decision - Vuma Stanley Mwelase
Decision - Willbrink Outsources CC and Registrar of Financial Services Providers
Decision - Xirhandzwa Funeral Services and Registrar of Financial Services Providers
Decision - Zakiyya Laher
Decision 2012
Decision- AGM Coetzer(nee Kriel)
Decision- Andries Petrus Nel and Du Nel Properties - Susan Mellet and Jacobus Hohannes Mellet
Decision- Basil Zukile Joka
Decision H and M Removals
Decision- Jacob Johannes Van Zyl - Paul James Joseph Rauch
Decision John Alexander Moore
Decision -Knowledge Simphiwe Dladla
Decision- Langa Simon Langa
Decision- Mark Alexander Investments CC and Mark ALexander Eiserman and Gail Colleen Sheel
Decision Mondisa Cindi
Decision Nigel Henson and Associates
Decision- Nomvuzo Nkalitshana
Decision OD Van Tonder
Decision- Sarel Johannes Van der Walt
Decision- Tjereki Johannes Makuwa and Registrar of Financial Services Providers
Decision.RJ Picard vs. Registrar of Financial Services Providers
Decision-Diana Horsley Janssens
DeltaInternationalInvestmentsSA
DynWealthMngnt DynWealthStockbr v Registrar Fin Serv Prov
F L Mohushi v Registrar of FSPs
Finding - Petrus Stefanus Fourie and Estate Late Maria Christina Smit and FAIS OMBUD
First National Bank vFiona Newlove
Gerhart Arnold Hattingh and Peter Wharton Mackie
IsithaFinancialPlannersLegalAdvisors
JanoInsBrokersCC
JappieThaboSithole11112010
JCvdMerweJCvdMerweMakelaarsBKv.DLudewig
JoyFinance
Judgement - CS Brokers CC and 3Others and James Bruce Wallace
Judgement - Johannes Christian Mostert and Carol Charlotte Van Zyl
Judgment - Ruan Phillip Coetzer and Registrar of Financial Services Providers
Judgment - ABBU Benitsius Insurance Brokers CC and The Registrar of Financial Services Providers
Judgment - ACS Financial Management CC-CSJ Snyman -PS Coetzee and FAIS Ombud
Judgment - Audenberg Versekering Makelaars and Tobias Van Zyl and Hannes Waterboer
Judgment - F.P Ellis and Registrar of Financial Services Providers
Judgment - J and G Financial Service Assurance Brokers and J Wright v R L Prigge and FAIS Ombud
Judgment - Johannes Christian Mostert and Leoni Landman
Judgment - Michelle Hollenbach
Judgment - Sibaniso Phoshera and Mua Insurance Acceptances - KPC Brokers CC ; Auto and General (PTY) LTD
Judgment - Willem Daniel Jonker and Registrar of Financial Services Providers
Judgment- Johan Marais Financial Services CC and Johan Marais and A.P Britz and M.C Britz
Judgment -Thomas B Jansen trading as Thomas B Brokers and Registrar of Financial Services Providers
Judgment -Zakir Ahmed Yusuf and Registrar of Financial Services Providers
MNaude-MMackrory2008
OpportuneInvestLimited
QuantumPrtflCC
RAJ CHUTTERPAUL, RAJ CHUTTERPAUL BROKERS CC AND VINESH MOHANLAL
SmitGarrun
SpringPersonnelCC
TrenwithtaCapcorInvestments13042011
WayneAshleyGrayQuantumLeapForexPtyLtdvs IanGeorgeBuchananScott

OrangeInsuranceLimited

A H Roy v Registrar of Pension Fund
Appeal Board's Decision.Robert Bosch
ASTAYLORPF04112010
BKBGroupRF
CapeJRF_Judgment
ChemicialIndustriesNationaProvFund19072010
CocaColaSouthernPF
Consent Order - Afgri Aftreefonds and Registrar of Pension Funds
Consent Order - Alan Taverner
Consent Order - ARUP PTY LIMITED -Case no A44.2015
Consent Order - ARUP PTY LIMITED -Case Number A43.2015
Consent Order - Bandag Southern Africa (PTY) LTD
Consent Order - Buyiswa Pretsioza Skephe and Registrar of Pension Funds
Consent Order - Coleen Viljoen (OBO Gallet Retirement Fund Administrators (PTY) LTD) and Registrar of Pension Funds
Consent Order - Mahikeng Local Municipality and Registrar of Pension Funds
Consent Order - Vincemus Investments (Pty) Ltd v Registrar of Pension Funds - 4 Sept 2017
Decision - British American Tobacco
Decision - Chamber of South African Private Security
Decision - Chamber of South African Private Security and Registrar of Pension Funds and Others
Decision - Free State Municipal Provident Fund
Decision - Hortors Group Pension Fund v Registrar of Pension Funds - Decision 28 April 2016
Decision - Old Mutual Superfund Defined Benefit Pension Fund and Registrar of Pension Funds
Decision Lion
Decision- Sam Engineering
Decision- South African Local Authorities Pension Fund and Registrar of Pension Funds-Fairsure Administration (Pty)Ltd
Decision.Nelson_Mandela_Bay_Metropolitan_Municipality
DVermuelen
EdconPFund
eJoburgRF
FordMotorCoSAPF
HollardAdmin10052010
HudacoIndustriesGroupPF
ICSPF
JLeigh
Judgment - Allois Gumede and others
Judgment - GM Van Aarde and Registrar of Pension Funds and Vleisraadpensioenfonds
Judgment - P G Mavundla v Registrar of Pension Funds
Judgment- Ekurhuleni Metropolitan Municipality and Registrar of Pension Funds and Germiston Municipal Retirement Fund
Judgment- Impala Platinum Limited and Registrar of Pension Funds (1)
Judgment- Security Employees National Provident Fund
KellyHunter
Klein Karoo Kooperasie v. Registrar of Pension Funds
Kwazulu-Natal Midlands v Registrar of Pension funds
LIntasSAPF
MzwandileOthers2010
NatTertRF
NG Kerk OVS Amptenare Pensioenfonds vs. Registrar of Pension Funds
NWKPensioenfonds
Order - Textile Open Provident Fund and Registrar of Pension Funds
Order and Settlement agreement - AON South Africa (PTY) LTD and Registrar of Pension Funds
Order and Settlement Agreement - Melomed Holdings Pension Fund and Financial Sector Conduct Authority
PaarlseMunisipalePensioenfonds
PrefholdGroupPF
ReckittandColmanRF
RomatexPF
SouthSun20080513092422
Standard_Bank_Decision
ThreeDiamondsTrading

Notice - The Tribunal budget and levies proposals - 2024
Notice - The Tribunal budget and levies proposals

The Financial Services Tribunal decisions emanating from applications for the reconsideration of FSCA decisions as envisaged in section 219 of the FSR Act will be published on this page.

Consent Order - Andre Oliver and Old Mutual Life Assurance Company (South Africa) Limited Case No :.FSP64/2020
Consent Order - Awethu Lamathuba Trading (Pty) Ltd and FSCA Case No.: A10/2022
Consent order - Joali MJ (Pty) Ltd v FSCA Case No.: A55/2022
Consent Order - L Maqina and FSCA Case No.: A3/2022
Consent Order - M Schroeder v FNB Case No.: FSP75/2019
Consent Order - Nongauza N Funeral Services v FSCA Case No.:A39/2023
Consent Order - Verso Financial services (Pty) Ltd and Clouds End Partnership and FSCA Case No: A20/2018
Consent Order - Verso Financial services (Pty) Ltd and Remhoogte Boerdery and FSCA Case No: A22/2018
Consent Order - Verso Financial services (Pty)Ltd and Boomerang Fruits (Pty) Ltd and FSCA Case No : A21/2018
Decision - 36ONE Asset Management (Pty) Ltd v FSCA Case No.: A8/2019
Decision - Bonke Sylvester Manhlangu and FSCA and Sanlam Insurance Limited Case No: FSP 15/ 2018
Decision - Karen Van Schalkwyk v PFA and Others Case No.:PFA36/2021
Decision - S NAIR v BROPRO
Decision - Tevin John Dube v Clientele Life Assurance Company LTD Case No.: FSP20/2019
Decision - A M Kgabo v IRDSA Case No.: FSP41/2019
Decision - Allen Vivian Waterston v Altron Group Pension Fund & another Case No.:PFA58/2023
Decision - Anna Christina De Wet and Financial Sector Conduct Authority Anna Christina De Wet and Financial Services Conduct Authority.
Decision - Ansie Magdalena Leiding and Ample Insurance Brokers (Pty) Ltd Case No: FSP9/2018
Decision - Bumba Sive Financial Advisers and FSCA Case No.: A58/2020
Decision - Cherylise Fourie v Savvy Brokers (Pty) Ltd Case No.: FSP52/2022
Decision - Christopher Richard Erasmus v FSCA Case No.:A1/2022
Decision - D Pretorius v PFA and others Case No.: PFA58/2019
Decision - Deeb Risk Insurance Consultants CC - Deeb Raymond Risk and LW and CM Oldacre Deeb Risk Insurance Consultants CC / Deeb Raymond Risk & LW & CM Oldacre: Case N. FAB18/2018 & Janet Ann Scott Bujok: Case No. FAB19/2018
Decision - DFF Property and Investments CC v D Kies and others Case No.: FAB59/2019
Decision - Dimakatso Mathebula and Tracker Agility (Pty) Ltd
Decision - Doris Lebere v SA Home Loan and FAIS Ombud Case No.: FAB61/2020
Decision - Erick Sibusiso Hlongwane v PFA and Others Case No. PFA85/2021
Decision - Faith Funeral Home CC and Louisa Kedidimetse Mabule v FSCA Case No.: A55/2021
Decision - Felicia Anthia Wilson v PFA & Others Case No.:PFA40/2023
Decision - G M Morake v Cebekhulu Financial Services CC Case No.: FSP29/2019
Decision - Gabriella Nonhlanhla Mncube v Emerald Life - FSP75.2023 CASE NO.: FSP75/2023
Decision - Ganesan Moodley v PFA & Others Case No.:PFA72/2023
Decision - Glen William Truebody v PFA and Others Case No. PFA80/2021
Decision - Gysbert Charles Van Veijeren v FSCA Case No.:A52/2021
Decision - J J Khumalo and Liberty Life Case No.: FSP50/2022
Decision - Jillian Aslett v PFA & others Case No.: PFA55/2022
Decision - Johlyn Financial Advisory Services (Pty) Ltd Johlyn Financial Advisory Services (Pty) Ltd and G W Venter v Michael McNamara and Ombud for Financial Services Providers
Decision - Jonathan Ben Ellis and Nedbank Financial Planning Case No: FSP13/2018
Decision - Jorum Gokora vs Old Mutual Life Assurance Company (South Africa) Ltd
Decision - Joshua Gilbert vs The Office of the Ombud for Financial Services Providers and K Govender
Decision - K Mills v Eastern Cape Motors Holdings (Pty) Ltd Case No.:FSP29/2023
Decision - Karen Joy Howard v SA Health Brokers - FSP49.2023 Case No: FSP49/2023
Decision - Kgomotso Josiah Morapedi and ABSA Bank Limited FSP58 /2020
Decision - L Tshabalala v FNB Case No.: FSP43/2019
Decision - LS Ngqengelele v PFA and Others Case No.: FSP68/2020
Decision - Lucy Malinga v PFA & Others Case No.: PFA71/2022
Decision - M A Sanders and Momentum Metropolitan Holdings Limited and PFA PFA85 /2020
Decision - M K Flowa and M Cousins Case No.: FSP34/2019
Decision - Mahomed Balil Ismail v Wesbank a division of FirstRand Bank Limited Case No.:FSP23/2023
Decision - Malcolm Winston Hendricks and Overberg Wealth and Risk Management (Pty) Ltd Case No: FSP7/2018
Decision - Melusi Khulekani Mhlongo v FNB Case No. FSP58/2021
Decision - Midcoast Financial Services B Griffiths Case No: FAB 38/2018
Decision - Motsatsi Messia Rakhoale v PFA & Others Case No.:PFA59/2022
Decision - Mzwandile Christian Dlamini v P and E Brokers Case No.: FSP50/2020
Decision - N Bhokani v PFA & Other Case No.:PFA 56/2022
Decision - N I V Okpugo and PFA and Others Case No.: PFA70/2020
Decision - N M C Nkosi v Clientele Life Assurance Company Limited Case No.: FSP42/2019
Decision - N M Manganye v O’Keeffe and Swartz Consultants Case No.: FSP39/2019
Decision - Nando's Employees Umbrella Provident Fund and FSCA Case No.: A43/2020
Decision - Nigel James Green and FSCA Case No.:A21/2022
Decision - NJ Du Plessis Wessels v African Wealth Organisation (Pty) Ltd and Others Case No.:FSP24/2021
Decision - Nthabiseng Mathafeni v Liberty Group Limited Case No.: FSP13/2022
Decision - P Baccus v PFA and another Case No.: PFA46/2019
Decision - Petra Diamonds Southern Africa (Pty) Ltd) and NP Matjiane and others PFA41/2020
Decision - Phillip Pieters and Sapcor Harrismith (Pty) Ltd Case No: FSP14/2018
Decision - Pravin Bharosa and Helfin Risk Management (Pty) Ltd Case No : FSP12/2018
Decision - R R Mushoma v FNB Case No.: FSP45/2019
Decision - Ravhalusani Ratshitanga v PFA & Others Case No.: PFA54/2022
Decision - Renault Otto Kay v FSCA Case No.: A19/2022
Decision - S E Coetzer ta Downstream Trading v T C De Beer Case No.: FAB52/2019
Decision - S Maharaj v FSCA Case No.: A7/2019
Decision - S Sukdao v Standard Bank Case No.: FSP13/2019
Decision - Sabelo Norman Bulose v PFA and Others Case No. PFA75/2021
Decision - Sebenzile Jane Mtambo v PFA and Others Case No: PFA64/2023
Decision - Sello Moepye v Discovery Connect Distribution Services Case No.:FSP42/2023
Decision - Shamim Mansoor v Momentum Wealth and PFA Case No. PFA45/2021
Decision - Sian Brink and FNB Case No: FSP53/2020
Decision - Sihle Membry Dube v PFA & Others Case No.: PFA44/2022
Decision - Southey Holdings (Pty) Ltd and PFA and Others PFA82/2021 & PFA83/2021
Decision - SSG Security Solutions v PFA & Others Case No.: PFA72/2022
Decision - Suhaifa Kokatay v Topfin Makelaars Case No.: FSP62/2022
Decision - Suretha Beeputh v FSCA & Capitec Bank Case No.:A40/2023
Decision - Tawuya Dzinopana Rogers Nhongo v Brough Capital Proprietary Limited Case No.:FSP56/2021
Decision - Thupetsi Phineas Lamola v FNB Case No.:FSP62/2023
Decision - Verne Thomas vs AGM Mapsure Risk Management (Pty) Ltd
Decision - Victor Masango and Financial Sector Conduct Authority Case No: A19/2018
Decision - WM Van Zyl v JM Smith and FAISOmbud Case No. FAB42/2021
Decision - X-Span Logistics CC v PFA Case No.:PFA24/2023
Decision Aletta Johanna Davis and AC and E Engineering Underwriting Managers (Pty) Ltd
Decision Fundsatwork Umbrella Pension Fund and NP Matjiane and PFA PFA39 /2020
Decision- Neluhenis Insurance Brokers (Mudzili Daniel Neluhenis) and Financial Sector Conduct Authority Neluhenis Insurance Brokers ( Mudzi Daniel Neluhenis) and Financial Sector Conduct Authority.
Decision Nikita Govindasamy and OUTsurance FSP60/2020
Decision PHP Security Northwest (Pty) Ltd and PFA and Other PFA71 /2020
Decision RJ NEL and FAIS Ombud Case No: FAB29/2018
Decision-Blue Financial Services Limited and JSE Case No: A17/2018
Judgment - Midcoast Financial Services and Bruce Griffiths and Debbie Gironi and FAIS Ombud Case No: FAB21/2018
Judgment - Midcoast Financial Services and Bruce Griffiths and Estate late JM O’Grady and FAIS Ombud Case No : FAB23/2018
Order - Temperance Khanyiswa Notshikila v PFA & others Case No.: PFA66/2022
Order and Settlement Agreement - Southern Africa Quantum Employee Benefits (PTY) LTD and Financial Sector Conduct Authority
Ruling - L F Nxumalo v FNB Case No.:FSP4/2024
Ruling - Mmapitso Elizabeth Moisi v PFA and Others Case No: PFA66/2020